Cost calculators

Stripe Fee Calculator for Ecommerce and SaaS Sellers

Model card processing fees before you choose a checkout stack. Adjust order size, monthly volume, international cards, and currency conversion to see the net revenue you keep after estimated Stripe fees.

Default US card assumption2.9% + $0.30

Optional +1.5% international card and +1% currency conversion assumptions are based on Stripe public pricing. Always verify your account region and custom contract.

Estimate payment fees

Use your real order mix to compare checkout options on net revenue.

Estimated net revenue$37,974

3.86% effective fee load after the selected assumptions.

Monthly gross$39,500
Fee per order$2.91
Monthly fees$1,454
Refund exposure$72.68
Domestic card base2.9% + $0.30
Blended variable rate3.30%
International add-on+1.5% when applied
Currency conversion+1% when applied

Estimate only. Stripe pricing can vary by country, payment method, dispute/refund handling, and custom contract. Confirm live rates on Stripe before making a processor decision.

When this calculator is useful

Stripe's advertised domestic card rate is simple, but ecommerce and SaaS teams often sell internationally, refund orders, or convert currencies. This calculator turns those assumptions into a monthly fee model before you compare Stripe with Gumroad, Lemon Squeezy, PayPal, Shopify Payments, or Paddle.

Decision checks

  • Use your real average order value, not list price.
  • Separate domestic and international card mix.
  • Run high-refund scenarios before choosing a processor.
  • Compare net revenue, not only headline processing rate.